"I have nothing to offer but blood, toil, tears and sweat." -- Winston Churchill

How to be Smarter: Book Recommendation: Financially Fearless by Alexa Von Tobel. A great read for increasing your money know-how, the book was surprisingly easy to read for a financial tome and will get your head spinning about both everything you are doing right [and you are definitely doing some things right] and everything you can improve on, with tips that range from small daily tweaks to bigger investment decisions. How to be Prettier: Rolling up the sleeves on a cardigan or blazer often gives the outfit more polish and your body shape more definition.

How to be (less) Awkward: When you say "no" to an invite, make sure that you are declining because of an actual reason [date conflict, financial reasons], not because of an excuse you are using to protect yourself from having to leave your comfort zone.