"If you don't risk anything you risk even more" -- Erica Jong

How to be Smarter: Every few months, find a way to update your resume even if you are not planning on changing jobs: ask to take on a work project that expands your skill set, start taking classes to get a certification in your field, or look into a new offbeat hobby you can list on your resume under "Interests." How to be Prettier: A trend this fall is mixed materials: individual pieces that incorporate more than one type of fabric, like a cotton jacket with leather sleeves.

How to be (less) Awkward: When a salesperson asks if you need help, she is trying to make your life easier. "No thanks, I'm just browsing for now" said with a smile is all you need to say if you are not interested in her help. If she persists, saying in a friendly voice "thanks, I'll let you know if I need anything" will give her the hint that you'd like to shop privately.