How to be Smarter: This site is one of the best budgeting sites I've seen. It's also free, and extremely easy to use. And I'm a sucker for a nice pie graph telling me how much I can afford to spend on dry cleaning a month. How to be Prettier: Textured tights are everywhere this fall. I'm envisioning these paired with a short black mini, black flats, pale pink nails, and a snug fitted tee with a scarf to ward off the fall chills.
How to be (less) Awkward: One of the great things about the internet age is that more or less everyone is on Facebook. Sometimes, before I have to make an important call at work to someone I don't know, I facebook them. Just seeing that they are a real person--who has a silly picture and deals with friend requests and event invitations and stalks their ex-lovers on facebook, too, makes making a phone call to them much easier.